Temporary car insurance is the convenient solution to many short-term situations - whether you need to borrow a car, temporary cover for your own car, or to test drive a new car, on this page we will explore all the most common reasons you might choose to take out temporary car insurance.
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Annual car insurance does not always offer the flexibility to be the best option for every situation. If you only need insurance temporarily, then temporary car insurance can save you money, time, and effort, whilst providing you with the peace of mind that you are fully covered for the time you need.
These are some of the most common reasons that people purchase temporary car insurance:
1. Borrowing A Car
If you need to borrow a car, temporary car insurance can allow you to get comprehensive cover for the time you need to borrow the car for. If your car is in the garage, broken down or unavailable you might need to borrow a family member or friend’s car to get to work or go to the shops, and short-term car insurance gives you the cover and peace of mind to be able to borrow their car with comprehensive cover.
2. Driving Your Own Car
If your annual policy has expired or you do not have an annual policy at all, temporary car insurance might be the short term solution for you to get the cover you need to drive your own car.
3. Buying A New Car
When you buy a new car you might not have annual insurance in place yet, and temporary car insurance can give you the cover you need to drive the car home, and give you the cover you need until you have an annual insurance policy in place. Temporary Insurance to drive a new car home is also sometimes known as Driveaway Insurance.
4. Sharing the Driving
If you are on a long journey or trip you might decide you would prefer to share the driving. Temporary car insurance can allow you to get comprehensive cover to drive someone else’s car so you can share the driving on long journeys and allow the other driver to rest.
5. Test Driving A Car
When thinking about buying a car, you might decide to test drive a car first. When test driving a car you need to make sure you have adequate insurance to be able to test drive that car. Temporary insurance can give you and the seller the peace of mind that you have the adequate insurance to test drive the car so you can concentrate on the test drive itself!
6. Temporary Car Insurance for Young Drivers
As a Young Driver it can be very expensive to get young driver insurance, and sometimes you might only need short term insurance to borrow a parent’s car or friend’s car, and it can be a lot cheaper to get temporary car insurance for a young driver than getting an annual policy for a young driver. These are the most common reasons that drivers buy temporary car insurance, but there are endless reasons why temporary car insurance might be the best option for you. If this sounds like the correct cover for you, then you might want to read more about How to Get Temporary Car Insurance. If you find yourself needing to borrow someone else’s car you might want to read on to find out all about Temporary Car Insurance For A Borrowed Car.
